:root{--bg:#faf7f2;--ink:#1f2430;--muted:#5b6270;--brand:#c1482b;--brand-dark:#9c3820;--card:#ffffff;--line:#e8e0d4;--soft:#f3ece1;--ok:#1d7a4f}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;background:var(--bg);color:var(--ink);line-height:1.65;font-size:17px}
a{color:var(--brand);text-decoration:none}
a:hover{text-decoration:underline}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
header.site{background:var(--card);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;height:64px}
.logo{font-weight:800;font-size:20px;color:var(--ink);letter-spacing:-.3px}
.logo span{color:var(--brand)}
nav.main a{color:var(--ink);margin-left:22px;font-size:15px;font-weight:600}
nav.main a:hover{color:var(--brand);text-decoration:none}
.hero{padding:72px 0 56px;background:linear-gradient(180deg,#fdf3ea 0%,var(--bg) 100%)}
.hero h1{font-size:44px;line-height:1.15;letter-spacing:-1px;max-width:760px}
.hero p.sub{font-size:20px;color:var(--muted);max-width:640px;margin-top:18px}
.btn{display:inline-block;background:var(--brand);color:#fff;padding:13px 26px;border-radius:10px;font-weight:700;margin-top:26px}
.btn:hover{background:var(--brand-dark);text-decoration:none}
.btn.ghost{background:transparent;color:var(--brand);border:2px solid var(--brand)}
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:18px;margin:44px 0}
.step{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:26px}
.step .n{display:inline-flex;width:34px;height:34px;border-radius:50%;background:var(--brand);color:#fff;align-items:center;justify-content:center;font-weight:800;margin-bottom:12px}
.step h3{font-size:18px;margin-bottom:8px}
.step p{color:var(--muted);font-size:15px}
section.block{padding:44px 0}
h2.sec{font-size:30px;letter-spacing:-.5px;margin-bottom:8px}
p.secdesc{color:var(--muted);margin-bottom:26px}
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:18px}
.card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:24px;transition:box-shadow .15s ease,transform .15s ease}
.card:hover{box-shadow:0 8px 24px rgba(31,36,48,.08);transform:translateY(-2px)}
.card .tag{display:inline-block;font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.6px;color:var(--brand);background:var(--soft);padding:4px 10px;border-radius:20px;margin-bottom:12px}
.card h3{font-size:18px;margin-bottom:8px}
.card p{color:var(--muted);font-size:15px}
.trust{background:var(--soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.trust .wrap{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:18px;padding-top:36px;padding-bottom:36px}
.trust .t{font-size:15px}
.trust .t strong{display:block;font-size:17px;margin-bottom:4px}
footer.site{background:#201d1a;color:#cfc8bd;padding:44px 0 30px;margin-top:40px;font-size:14px}
footer.site a{color:#e9e2d6}
footer.site .cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:26px}
footer.site h4{color:#fff;font-size:14px;text-transform:uppercase;letter-spacing:.8px;margin-bottom:12px}
footer.site ul{list-style:none}
footer.site li{margin-bottom:8px}
footer .fine{margin-top:30px;padding-top:18px;border-top:1px solid #3a352f;font-size:13px;color:#9a917f}
/* Guide layout */
.guide-hero{background:linear-gradient(180deg,#fdf3ea 0%,var(--bg) 100%);padding:56px 0 36px;border-bottom:1px solid var(--line)}
.crumbs{font-size:14px;color:var(--muted);margin-bottom:18px}
.guide-hero h1{font-size:38px;line-height:1.2;letter-spacing:-.8px;max-width:820px}
.meta{margin-top:14px;font-size:14px;color:var(--muted)}
.meta .upd{color:var(--ok);font-weight:600}
.guide-grid{display:grid;grid-template-columns:250px 1fr;gap:48px;padding:40px 0}
@media(max-width:900px){.guide-grid{grid-template-columns:1fr}}
.toc{position:sticky;top:88px;align-self:start;background:var(--card);border:1px solid var(--line);border-radius:12px;padding:20px;font-size:14px}
.toc strong{display:block;margin-bottom:10px;font-size:13px;text-transform:uppercase;letter-spacing:.6px;color:var(--muted)}
.toc a{display:block;color:var(--ink);padding:4px 0}
.toc a:hover{color:var(--brand)}
@media(max-width:900px){.toc{position:static}}
article.guide h2{font-size:27px;margin:42px 0 14px;letter-spacing:-.4px;scroll-margin-top:84px}
article.guide h3{font-size:20px;margin:26px 0 10px;scroll-margin-top:84px}
article.guide p{margin-bottom:14px;max-width:760px}
article.guide ul,article.guide ol{margin:0 0 16px 22px;max-width:740px}
article.guide li{margin-bottom:8px}
.callout{background:var(--soft);border-left:4px solid var(--brand);border-radius:0 10px 10px 0;padding:18px 22px;margin:22px 0;max-width:760px}
.callout.warn{background:#fdf0ec;border-left-color:#c1482b}
.callout p{margin-bottom:6px}
.cta-box{background:var(--card);border:1px solid var(--line);border-left:4px solid var(--ok);border-radius:0 12px 12px 0;padding:20px 24px;margin:24px 0;max-width:760px}
.cta-box h4{font-size:16px;margin-bottom:6px}
.cta-box p{font-size:15px;color:var(--muted);margin-bottom:0}
table.data{border-collapse:collapse;width:100%;max-width:760px;margin:18px 0;background:var(--card);font-size:15px}
table.data th,table.data td{border:1px solid var(--line);padding:10px 14px;text-align:left}
table.data th{background:var(--soft)}
.checklist{list-style:none;margin-left:0}
.checklist li{padding-left:32px;position:relative}
.checklist li:before{content:"";position:absolute;left:0;top:6px;width:16px;height:16px;border:2px solid var(--brand);border-radius:4px}
.sources{font-size:14px;color:var(--muted);border-top:1px solid var(--line);margin-top:44px;padding-top:18px;max-width:760px}
.sources li{margin-bottom:6px}
.disclosure{font-size:13px;color:var(--muted);background:var(--soft);border-radius:8px;padding:10px 14px;margin:18px 0;max-width:760px}